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Every online casino that I’ve ever visited accepts credit cards as a deposit method. The credit card is a popular deposit method because it’s fast, easy to use and most people have a credit card. There are hundreds of credit card casinos out there, but the quality of those casinos ranges by a wide margin. Bovada operates an online casino, sportsbook and poker room and have been doing it for over 15 years. Once Bodog its now Bovada for the USA. Download Bovada Casino. Depositing with a Credit Card. Making a deposit with a credit card has been tough after the passing of the UIGEA, however some casinos do still accept USA credit cards.

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Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.

The Total Rewards® Visa® Credit Card is no longer available. For other options, check out our list of the best hotel credit cards with no annual fee.

If you’re a member of the Caesars Entertainment Total Rewards® program and are looking for ways to boost your rewards both in and out of the casino, the Total Rewards® Visa® Credit Card is worth considering.

Even if you don’t have plans to visit Las Vegas in the near future, there are almost 40 participating resorts and casinos in the U.S. and Canada where the Total Rewards® Visa® Credit Card could help offset your stay. This includes Harrah’s, Caesars and Horseshoe locations.

The rundown: Everything we like about the Total Rewards® Visa® Credit Card

The Total Rewards® Visa® Credit Card earns you reward credits that you can use to comp your hotel, food and entertainment purchases at participating Total Rewards locations. With your everyday spending, you’ll earn reward credits that you can put toward your next trip to a Total Rewards location, and you’ll get an extra boost on your earnings when you spend inside Total Rewards resorts and casinos.

Here’s a breakdown of the rewards you can earn.

• 5 reward credits for every $1 spent inside Total Rewards resorts and casinos and on tickets purchased through TR Live Events
• 2 reward credits for every $1 spent on gas, groceries and airline purchases
• 1 reward credit for every $1 spent on everything else

There’s also a chance to rack up the reward credits with a sign-up bonus. You can earn 10,000 reward credits after you use the Total Rewards® Visa® Credit Card outside of a Total Rewards resort or casino and spend $750 within the first 90 days of being approved for the card.

Heads up: What you should consider before applying for the Total Rewards® Visa® Credit Card

Currently, Total Rewards casino and resort locations are found in only 13 states, plus one location in Ontario, Canada. To really maximize your reward credits earning potential, you’ll need to spend in Total Rewards locations. If you don’t live close to one or aren’t planning a trip, it may not make sense for you to get this card.

On top of that, your rewards can expire unless you earn one reward credit at least once every six months.

Also, the variable APR for purchases can range from 15.24% to 24.24%. Pay off the full balance of the card by the due date each month to avoid paying interest charges.

Do the math: How to get the most out of the Total Rewards® Visa® Credit Card

A major perk of the Total Rewards® Visa® Credit Card is the opportunity to boost your Total Rewards membership status.

The Total Rewards® program has four tiers, determined by the tier credits you earn each year.

• Gold: 0+ tier credits
• Platinum: 5,000+ tier credits
• Diamond: 15,000+ tier credits
• Seven Stars®: 150,000+ tier credits

Tier credits are different from rewards credits and are earned when you gamble, shop, eat and stay at participating Total Rewards locations. Each tier comes with more perks.

If you have Gold status, you can really maximize the Total Rewards® Visa® Credit Card by making your first purchase in the first 90 days of approval. This will get you upgraded to Platinum. Here’s what you’ll enjoy with Platinum status.

• A complimentary stay at Atlantis, Paradise Island in the Bahamas
• A 15% discount at participating spas and gift shops within casinos
• Preferred pricing at participating Total Rewards restaurants
• Exclusive presale access for certain shows
• Complimentary valet and self-parking at various Total Rewards destinations, including Las Vegas and Atlantic City

You’ll keep your Platinum status for the rest of the year that you upgraded for it. To keep up your Platinum status for the following year, you’ll need to spend $5,000 at Total Rewards locations in the current calendar year to qualify.

If you’re already a Platinum, Diamond or Seven Stars® member, the Total Rewards® Visa® Credit Card is a little less enticing. You’ll receive a one-time buffet pass when you make your first purchase with your new card in the first 90 days of approval.

Total Rewards members of any status can benefit from another one of the card’s perks, though: Spend $10,000 in a calendar year and you’ll qualify for the VIP Access Pass. That’ll get you VIP line access to restaurants, taxis, clubs, pools and more across Total Rewards Las Vegas locations.

Bottom line: Is the Total Rewards® Visa® Credit Card right for you?

If you’re a Total Rewards member and can maximize your spending in the 5x category, it could be worth it for you to get the Total Rewards® Visa® Credit Card. But if you don’t find yourself at a Total Rewards location that often, it may not be worth applying for.

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Gambling Deposits Should Be Fast and Easy.

The easiest and fastest way to deposit money to an online gambling site is using a credit or debit card. Just enter the card-specific digits and – voilá – you’re done.

Here’s a list of legit gambling websites that take credit card deposits at a high rate of acceptance (almost all sites claim to accept them but only a small percentage of deposits actually go through).

We ranked these sites highly because they:

• Accept credit and debit card deposits with a high rate of acceptance.
• Are among the fastest sites in the world to deliver cashouts.
• Are safe, reliable, and easy to deal with!

Our Top Recommended Credit Card Gambling Sites

The credit card industry is huge. Just in the U.S., credit cards were estimated to process $4+ trillion in 2014. Visa is the biggest credit card network with about 25% share of the market while MasterCard and American Express are second and third. There’s 300+ million Visa cards in circulation in the US alone.

Using a credit card is the easiest way to transfer money to a gambling site. Enter your card details and – boom – you’re done. The money is on your gambling account in an instant and, in case you live outside of the U.S., you’ll be able to withdraw the money to your card even faster (i.e. go to your gambling account’s cashier and click ”Withdraw”). The same goes for a debit card.

With a pre-paid card, you’re unable to withdraw money back to the card, although many sports gambling sites will send you their own pre-paid card with your withdrawal amount on it. And if not, online gamblers outside of the US have plenty of withdrawal options anyway.

Drawbacks of Card Deposits

Card deposits are an excellent option for those outside of the US. For online gamblers in the US, however, consider the following:

Possible Costs

While most sites process card deposits for free, two of the biggest US gambling sites – Bovada and BetOnline – charge significant fees (4.9% and 6%, respectively) for doing so. That alone makes many U.S. customers consider other options (all of which are explained here).

As mentioned though, it’s rare for credit card gambling sites to charge for a deposit. That type of behavior is essentially non-existent outside of the US market, but I recommend paying attention to this detail if you are from the US.

Security

If you’re like me, you’d rather not share your credit card details unless necessary. The downside of using a credit card to deposit money to a gambling site is, precisely, having to give the site your credit card information. You have to be dealing with one of the legitimate gambling sites to be able to trust them with your information, and even if the site is trustable, what if it gets hacked? Does it have the necessary security in place to stop the hackers from stealing your credit card details? I have no idea, and you’re probably in the same boat.

I prefer to use online payment processors – also known as ”e-wallets” – like Paypal, Neteller or Skrill because they allow you to deposit money to your e-wallet account and then use that account to money money to and from a gambling site. There’s no need to provide credit card details at any point.

The benefit of using a service like Paypal is that you can use it for all kinds of online purchases, therefore rarely having to submit your card details to any site even outside of gambling. They also allow you to track your spending and neatly keep all of your money in one place.

Acceptance Rate

The difficulty of having a card deposit accepted is a real consideration for online gamblers in the United States.

In many cases, US gamblers are forced to use other banking methods since a card deposit fails to go through (again, a more thorough explanation here).

However, remember that even if a certain card is declined, other cards may process just fine. If you own multiple credit, debit or pre-paid cards, you might as well try the other ones even if the first card was declined (after all, the average U.S. citizen owns 3.7 credit cards).

Brands

Different brands of credit, debit and pre-paid cards are accepted at varying rates. Visa and MasterCard are accepted at practically all of real-money gambling sites (excluding Bitcoin-only sites which have gained in popularity recently) while American Express is a distant third popularity-wise. DinersClub may work every now and then.

Even if a gambling site lists Visa and MasterCard as accepted brands, though, some percentage of Visa and MasterCard deposits are going to be declined. The success percentage varies based on the gambling site and the brand of the card.

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For example, many have reported that Vanilla Visa deposits are declined often (possibly 100% of the time), while there are several reports of Netspend Visa cards being accepted. The brand and type of a card makes a big difference.

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Credit Card Fraud

Gambling sites that accept credit card deposits take a risk with each deposit. If a customer loses, he or she can simply reclaim the loss by issuing a chargeback, which is done by waiting for 24 hours, then calling the credit card company to notify them your card was ”stolen.”

Real-money gambling sites deal with this problem every day, and it’s likely one of the reasons Bovada and BetOnline charge customers for credit card deposits (4.9% and 6% fees, respectively). Perhaps they do it, at least partly, to cover the cost of credit card fraud, and to encourage the customer to use alternative deposit methods instead?

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Most credit card betting sites, however, are willing to suffer losses due to fraud without charging customers for deposits – in fact, many consider Bovada and BetOnline greedy for charging anything at all, especially since a card deposit is the only sensible option for most of their U.S. customers.